Firstcard: Credit Builder Card 2.3.14

Firstcard, Inc. – Freeware – iOS
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Firstcard® Secured Credit Builder Card is designed to assist individuals in establishing credit, regardless of their background or credit history. With a primary focus on supporting immigrants, foreigners, non-US citizens, international students, first-generation college students, and first-time credit seekers in the US, Firstcard aims to address the limited access to credit-building resources provided by traditional banks. Members can work on building credit, obtaining a credit card and bank account, earning cashback, and increasing savings all through a unified platform. The mission of Firstcard is to make credit opportunities accessible to all individuals.

<ul>
<li>BUILD YOUR CREDIT SCORE EARLY AND SAFELY
 <ul>
 <li>Build your credit score with every purchase</li>
 <li>Accepts immigrants, international students, foreigners, and non-US citizens without an SSN¹– you can apply with a passport</li>
 <li>No credit check or hard inquiry</li>
 <li>No risk of exceeding your spending limits</li>
 <li>No interest charges, annual fees, overdraft fees, late payment fees, or minimum account requirements</li>
 <li>Approval of credit card applications irrespective of your credit history¹</li>
 <li>Reporting to all three major credit bureaus: TransUnion®, Equifax®, and Experian®</li>
 <li>Firstcard application has no impact on your credit score</li>
 </ul>
</li>
<li>EARN CASHBACK2 EVERY TIME YOU SPEND
 <ul>
 <li>Earn up to 15% Merchant Cashback at 29,000 partner merchants</li>
 <li>Receive up to 10% Random Cashback on all qualifying purchases</li>
 <li>Get an additional 1% cashback on all qualifying purchases with Firstcard+³</li>
 </ul>
</li>
<li>GROW YOUR MONEY OVER TIME
 <ul>
 <li>All members have the opportunity to earn 1.25% Annual Percentage Yield⁴ (APY)</li>
 <li>Firstcard+ members can enjoy 4.25% APY</li>
 (The national average interest rate on savings accounts is 0.45% APY⁵)
 </ul>

<li>EQUAL ACCESS FOR EVERYONE
 <ul>
 <li>Open to immigrants, international students, foreigners, and non-US citizens without an SSN¹</li>

<li>SECURITY AND SUPPORT YOU CAN TRUST
 <ul>
 Your funds are FDIC-insured up to $250,000 through Regent Bank, a member of FDIC.
 The Firstcard credit card is issued under a Mastercard® International Inc. license.
 The team is headquartered in Silicon Valley with operations based in the US.</ul></ul>

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