Firstcard: Credit Builder Card 2.3.14

Firstcard® Secured Credit Builder Card is designed to assist individuals in establishing credit, regardless of their background or credit history. With a primary focus on supporting immigrants, foreigners, non-US citizens, international students, first-generation college students, and first-time credit seekers in the US, Firstcard aims to address the limited access to credit-building resources provided by traditional banks. Members can work on building credit, obtaining a credit card and bank account, earning cashback, and increasing savings all through a unified platform. The mission of Firstcard is to make credit opportunities accessible to all individuals.

• BUILD YOUR CREDIT SCORE EARLY AND SAFELY
  • Build your credit score with every purchase
  • Accepts immigrants, international students, foreigners, and non-US citizens without an SSN¹– you can apply with a passport
  • No credit check or hard inquiry
  • No risk of exceeding your spending limits
  • No interest charges, annual fees, overdraft fees, late payment fees, or minimum account requirements
  • Approval of credit card applications irrespective of your credit history¹
  • Reporting to all three major credit bureaus: TransUnion®, Equifax®, and Experian®
  • Firstcard application has no impact on your credit score
• EARN CASHBACK2 EVERY TIME YOU SPEND
  • Earn up to 15% Merchant Cashback at 29,000 partner merchants
  • Receive up to 10% Random Cashback on all qualifying purchases
  • Get an additional 1% cashback on all qualifying purchases with Firstcard+³
• GROW YOUR MONEY OVER TIME
  • All members have the opportunity to earn 1.25% Annual Percentage Yield⁴ (APY)
  • Firstcard+ members can enjoy 4.25% APY

  • (The national average interest rate on savings accounts is 0.45% APY⁵)

• EQUAL ACCESS FOR EVERYONE
  • Open to immigrants, international students, foreigners, and non-US citizens without an SSN¹

  • SECURITY AND SUPPORT YOU CAN TRUST

    • Your funds are FDIC-insured up to $250,000 through Regent Bank, a member of FDIC.

    • The Firstcard credit card is issued under a Mastercard® International Inc. license.

    • The team is headquartered in Silicon Valley with operations based in the US.