Firstcard: Credit Builder Card 2.3.14

Firstcard, Inc. – Freeware – iOS
out of 43 votes

Firstcard® Secured Credit Builder Card is designed to assist individuals in establishing credit, regardless of their background or credit history. With a primary focus on supporting immigrants, foreigners, non-US citizens, international students, first-generation college students, and first-time credit seekers in the US, Firstcard aims to address the limited access to credit-building resources provided by traditional banks. Members can work on building credit, obtaining a credit card and bank account, earning cashback, and increasing savings all through a unified platform. The mission of Firstcard is to make credit opportunities accessible to all individuals.

BUILD YOUR CREDIT SCORE EARLY AND SAFELY
- Build your credit score with every purchase
- Accepts immigrants, international students, foreigners, and non-US citizens without an SSN¹– you can apply with a passport
- No credit check or hard inquiry
- No risk of exceeding your spending limits
- No interest charges, annual fees, overdraft fees, late payment fees, or minimum account requirements
- Approval of credit card applications irrespective of your credit history¹
- Reporting to all three major credit bureaus: TransUnion®, Equifax®, and Experian®
- Firstcard application has no impact on your credit score
EARN CASHBACK2 EVERY TIME YOU SPEND
- Earn up to 15% Merchant Cashback at 29,000 partner merchants
- Receive up to 10% Random Cashback on all qualifying purchases
- Get an additional 1% cashback on all qualifying purchases with Firstcard+³
GROW YOUR MONEY OVER TIME
- All members have the opportunity to earn 1.25% Annual Percentage Yield⁴ (APY)
- Firstcard+ members can enjoy 4.25% APY
- (The national average interest rate on savings accounts is 0.45% APY⁵)
EQUAL ACCESS FOR EVERYONE
- Open to immigrants, international students, foreigners, and non-US citizens without an SSN¹
- SECURITY AND SUPPORT YOU CAN TRUST
  - Your funds are FDIC-insured up to $250,000 through Regent Bank, a member of FDIC.
  - The Firstcard credit card is issued under a Mastercard® International Inc. license.
  - The team is headquartered in Silicon Valley with operations based in the US.

Overview

Firstcard: Credit Builder Card is a Freeware software in the category Business developed by Firstcard, Inc..

The latest version of Firstcard: Credit Builder Card is 2.3.14, released on 07/06/2024. It was initially added to our database on 07/06/2024.

Firstcard: Credit Builder Card runs on the following operating systems: iOS.

Users of Firstcard: Credit Builder Card gave it a rating of 4 out of 5 stars.

Pros

Helps users build credit by reporting to major credit bureaus
No credit check required to apply
Can be used at millions of locations that accept Visa
No security deposit required
Offers cash back rewards

Cons

High APR (Annual Percentage Rate)
Monthly fee might be charged
Limited credit limit initially

Screenshots (Click to view larger)

Latest Updates

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Latest Version
2.3.14

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